AML Operations Analyst I - #1398888

The Anti-Money Laundering Operations Analyst I is part of a function that is primarily responsible for screening clients and transactions for associated Anti Money Laundering (AML) regulation compliance or best practices. Under direct supervision, this job supports screenings that are designed detect potential high-risk individuals or activities exposing the company to regulatory or reputational risk. This job is responsible for the analysis of account activity to ensure compliance with the USA PATRIOT Act, Bank Secrecy Act (BSA), and Office of Foreign Assets Control (OFAC) requirements. This job investigates account activity for suspicious behavior, prepares and submits Suspicious Activity Report (SAR) filings in a timely manner, and provide guidance to business partners on high-risk accounts and transactions.

Key Responsibilities And Duties

• Monitors all transactions and filters those which seem to be coming from illegal or unethical sources.
• Recognizes and escalates high risk suspicious activity to AML Management for possible law enforcement and/or regulatory referrals.
• Prepares reports of such suspicious transactions and other cash transactions for further review.
• Gathers data/information necessary to determine if activity is suspicious.
• Updates fields in case management system to correspond with the activity being filed on.
• Provides guidance to business partners in matters of AML Compliance.
• Researches and supports responses to regulatory agencies, including law enforcement agencies, in view of applicable AML, Financial Industry Regulatory Authority (FINRA), Securities and Exchange Commission (SEC) and Federal rules and regulations.
• Maintains an understanding of AML regulations current money laundering schemes and investigative techniques required to detect illegal or unethical schemes.
  
  

Educational Requirements

• University (Degree) Preferred
  
  

Work Experience

• No Experience Required
  
  

Physical Requirements

• Physical Requirements: Sedentary Work
  
  

Career Level

5IC

$26 - $35

EverBank, N.A. and Sterling Bank and Trust, a division of EverBank, N.A. (together, the "Company") is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.

VEVRAA Federal Contractor

Member FDIC

Notice to Job Seekers

Qualifications

EverBank, N.A. and Sterling Bank and Trust, a division of EverBank, N.A. (together, the "Company") is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. The Company's comprehensive Total Rewards package provides choice and flexibility and respects differences. The following benefits are available through the Company:

• Medical, dental, vision & HSA/FSA
• 401(k) savings
• Paid holidays & generous PTO
• Additional wellness & voluntary benefits
  
  

Additional Company-provided Benefit Options (subject To Plan Terms)

• Tuition reimbursement
• Commuter Benefits
• Life and Disability Insurance
  
  

Preferred Qualifications

• BS/BA Degree or equivalent experience.
• 1 to 3 years of financial services experience (e.g., fraud, AML, operations, or service).
• Working knowledge of AML regulatory guidance, red flags, and industry practices.
• Demonstrated understanding of customer relationship management (CRM) information and transaction processing systems.
• Certified Anti-Money Laundering Specialist (CAMS) or Certified Global Sanctions Specialist (CGSS)
• Demonstrated ability to interpret data and assess reasonability.
• Knowledge of various AML typologies.
• Analytical skills with the ability to solve complex problems and execute on solutions.
• Strong interpersonal and relationship skills.
• Strong written and verbal communication skills.
• Proficiency with Microsoft Office.
• Adaptability to learn new technology.
• Flexibility to adapt to changing priorities to meet business needs.
  
  

Hybrid work is a minimum of four days a week, one flexible day for remote work.

Posting end date: 4/10/24