Fraud Investigator(Remote) - #1403285

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About The Organization

SMBC MANUBANK was formed by a group of banking entrepreneurs in June 1962. Our scope is to serve the specialized needs of California middle-market businesses, manufacturers, wholesalers, distributors, importers, exporters, and service companies, including small businesses and professionals.

The anticipated salary range for this role is between $70,000.00 and $125,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Our mission is to be "the bank of choice" for middle market and professional service companies by establishing long term customer relationships and loyalty, providing superior products and services through a core of highly skilled and seasoned bankers.

To achieve our mission to be the 'bank of choice' for middle market and professional services companies, we are focused on our vision to be the premier California regional business bank that can provide the sophistication and expertise of a larger institution with the personal 'high touch' services of a smaller bank.

Specialties

Commercial Loans and Lines of Credit, Asset-Based Financing, SBA Loans, and Specialized Financing, Real Estate Loans, Cash Management Services, International Services

Fraud Investigator

The Fraud Investigator plays a critical role in the bank's Financial Intelligence Unit, focusing on identifying, analyzing, and mitigating fraudulent activities escalated from the Fraud Operations team. The individual will manage investigations with a strong emphasis on quality, timeliness, and compliance with regulatory standards. Responsibilities also include drafting Suspicious Activity Reports (SARs) as necessary. This position requires a high degree of analytical thinking, expertise in financial crimes, and attention to detail to support the bank's commitment to combating fraud.

Role Objectives: Delivery

• Conduct thorough investigations of escalated fraud cases, utilizing relevant tools, resources, and methodologies.
• Prepare, draft, and file Suspicious Activity Reports (SARs) in compliance with regulatory standards and deadlines.
• Develop concise, well-supported case summaries, including findings and recommendations for remediation or further action.
• Ensure timely resolution of cases while maintaining the highest standard of accuracy and thoroughness.
• Collaborate effectively with the Fraud Operations team to review and prioritize escalated cases for investigation.
  
  

Role Objectives: Interpersonal

• Build and maintain strong working relationships with internal stakeholders, including Fraud Operations, Cash Management Services, and Legal teams.
• Communicate clearly and professionally with team members, management, and external parties when required.
• Act as a trusted advisor within the bank by sharing investigative insights and collaborating to strengthen fraud prevention efforts.
• Foster a collaborative environment that supports knowledge sharing and continuous improvement within the Financial Intelligence Unit.
  
  

Role Objectives: Expertise

• Maintain up-to-date knowledge of fraud trends, schemes, and mitigation strategies to identify potential risks effectively.
• Stay current with regulatory requirements related to fraud investigations and SAR filings, ensuring all activities meet legal and compliance standards.
• Utilize investigative tools, techniques, and databases to uncover fraudulent activities and patterns.
• Apply sound judgment and critical thinking to assess the severity of fraud cases and recommend appropriate actions.
  
  

Qualifications And Skills

• Bachelor’s degree in Criminal Justice, Finance, Business Administration, or a related field (or equivalent work experience).
• 3+ years of experience in financial crimes investigation, fraud analysis, or a related role.
• Strong knowledge of the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and related regulations.
• Proficiency in drafting and filing Suspicious Activity Reports (SARs).
• Exceptional analytical and problem-solving skills with a keen eye for detail.
• Excellent written and verbal communication skills.
• Proficiency in using investigative tools, software, and databases.
• Certification(s) such as CAMS (Certified Anti-Money Laundering Specialist), CFE (Certified Fraud Examiner), or equivalent preferred.
  
  

Additional Requirements

EOE STATEMENT

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at [email protected].

CCPA DISCLOSURE

Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure . Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.